Help with Problem Credit Auto Financing in Aurora, IL

Everything You Wanted to Know About Getting Auto Financing with Subprime Credit

If you’ve had subprime credit, the car shopping process can be an incredibly intimidating experience. What should be a fun and exciting time can be filled with anxiety, stress, and the heartbreak of constant rejection. It can also feel like you’re all alone and that there is no one willing to help you. Our dealership wants all our Naperville and Bolingbrook, IL drivers with credit challenges to know that we are there for them. Max Madsen's Aurora Mitsubishi has a finance team that are experts in working with folks with subprime credit. Our aim is to provide car shoppers who have had credit challenges with a supportive, respectful, and compassionate auto financing experience.

Helping You Get a Second Chance

We know that bad things happen to good people and we believe that everyone deserves a second chance. This philosophy guides our finance team when they work on obtaining a car loan or lease for our Oswego and Bolingbrook area customers who have had trouble getting approved because of subprime credit. There are many different reasons that someone might have subprime credit and our experienced finance professionals are ready to help regardless of your situation. We have assisted people in getting auto financing who have experienced:

  • Repossession
  • Bankruptcy
  • Foreclosure
  • Divorce
  • A History of
    Late or Missed Payments
  • Medical Debt
  • Little or No Credit History

If you have experienced any of these factors, it can be tough to find a lender, or a dealer, that is willing to do the hard work with you to find an auto financing solution that works for you and your budget. We work with a variety of lending partners and, over time, our finance team has developed strong bonds with them that they will use to your benefit. This knowledge and trust with or lenders means that our finance staff can match your credit profile with a bank or credit union that might have a program designed for someone in your situation. The finance professionals at our dealership are also the experts in the current financing specials that Mitsubishi is offering and will do everything it can to secure one of our very competitive interest rates.

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Working with You to Help Rebuild Your Credit

It can be hard for many of our Lombard, IL customers with subprime credit to see the light at the end of the tunnel, but Max Madsen's Aurora Mitsubishi is here to help you build or rebuild your credit and get you rolling to the bright future you deserve. Our dealership is uniquely suited to helping you get back on your feet.

Benefits of Buying a Mitsubishi When you Have Subprime Credit

The Mitsubishi lineup, with its low price-points, can go a long way in creating a loan structure that is attractive to financial institutions who are looking at approving a car loan for someone with subprime credit. A Mitsubishi vehicle also has the benefit of having one of the best warranties in the industry. This brand stands behind its automobiles like almost no other. There is a five year/60,000-mile New Vehicle Limited Warranty and a 10-year/100,000-mile Powertrain Limited Warranty. The peace of mind that these warranties provide is a lot of extra value. You can drive one of our popular Mitsubishi models, like the Outlander or the Outlander Sport, and know that the backing of this warranty will protect you from an unexpected mechanical failure, as well as having to make a car payment and pay an auto repair bill in the same month. With each on-time loan or lease payment, you will not only get closer to paying off your new Mitsubishi Eclipse Cross or Mitsubishi Mirage G4, you will be building positive credit history and getting your financial history back on track.

Take the First Step to Auto Financing Freedom

Every journey starts with the first step and, in this case, it involves applying for credit. Max Madsen's Aurora Mitsubishi has an easy and secure online credit application. Complete this finance form today and one of our knowledgeable finance professionals will be in touch to start working with you on your next steps to a much-needed new vehicle.

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Is it easier to buy a new car or used car with subprime credit?

Surprisingly, it can often be easier for a Oswego, IL customer with a subprime credit history to buy a new car rather than a used one. A new car, like a Mitsubishi car, SUV, CUV, or hatchback, can make for a more attractive loan structure than a used car. Mitsubishi is especially interesting for banks and credit unions because they have a nice mix of all the value in a new car with a low price-point. Since a new car is more valuable and expected to last longer, a lender can often see it as a lower risk. There are sometimes special financing programs on new Mitsubishi vehicles for those with a less-than-perfect credit score. Contact one of our finance professionals to discuss any current offers.

Max Madsen's Aurora Mitsubishi 41.75229440909222, -88.21753636191323.